CLEAT Benefit Plan

The CLEAT Benefit Plan is an ERISA Plan which provides dental and vision benefits to its participants. The plan is available to:

  • Members of participating local associations
  • Affiliated locals with the minimum of 75 percent participation
  • Employees of a political subdivision
  • Officers who were members of the plan for 12-months prior to termination of employment or retirement

Current Covered Units include:

Beaumont Police
Brownsville Police
Corpus Christi Police (to include association employees)
Galveston Police
El Paso County
El Paso Police
Fort Worth Police
La Marque Police
Laredo Police
Snyder Police

How It Works

All CLEAT affiliated associations with or without bargaining rights are eligible to participate, and must meet certain requirements.

If the CLEAT affiliated local association participates in the plan, firefighters and other city employees may be eligible if they meet minimum participation requirements.

Collective Bargaining Units shall execute an Adoption Agreement. An Adoption Agreement shall mean that binding legal agreement entered into between the Administrator and a Covered Unit whereby the Covered Unit adopts the Plan and those certain Schedules of Benefits which it has selected.

For more information, please contact Zan Terry,, or Alex Perez,

Plan Highlights

This Summary Plan Description includes a summary of the benefits provided by the CLEAT BENEFIT PLAN (“the Plan”) and in effect as of May 1, 2019. It is provided to help you understand what benefits, rights and obligations you have under the plan and to comply with the Employee Retirement Income Security Act of 1974, commonly known as ERISA. It is not a policy of insurance and does not modify or extend the liability of the Plan as set forth in the Plan Document. In the event of a conflict between this booklet and the Plan Document, the Plan Document will prevail.

Click the link below to see full summary document:
Summary Plan Description

Retiree Benefit Plan Information

Information for Participants

For participants or providers with questions regarding claims status and benefits verification, please call Ameritas at 800/487-5553, Group #310539.

For your plan information, visit where you can:

  • View your account
  • Claims Look Up
  • Benefit Summaries and Plan Documents
  • Network Links
  • ID Cards at the punch of a button
  • Information for PPO Participants

PPO Participants visit to obtain a list of dental providers in your area

For Questions, Contact

Zan Terry, Ameritas
10999 IH 10 West Suite 700 San Antonio, TX 78230
Office: 210.638.7964; cell: 210.865.6443


Alex Perez, Spectrum Advisory Group
1939 NE Loop 410, Suite 233
San Antonio, Texas 78212
Office: 210-824-8004; Cell: 210-326-8756

Reference Documents:

The following documents are Acrobat PDF files. If you do not have Acrobat Reader, click here to get a free download.