This Summary Plan Description includes a summary of the benefits provided by the CLEAT BENEFIT PLAN (“the Plan”) and in effect as of May 1, 2019. It is provided to help you understand what benefits, rights and obligations you have under the plan and to comply with the Employee Retirement Income Security Act of 1974, commonly known as ERISA. It is not a policy of insurance and does not modify or extend the liability of the Plan as set forth in the Plan Document. In the event of a conflict between this booklet and the Plan Document, the Plan Document will prevail.
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